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If she pays everything back and keeps her nose clean, she can return to court and enter a substitute plea to a lower, misdemeanor charge of petit larceny and be sentenced to two years probation.

But she’ll stay out of jail even if she fails to live up to the plea deal, instead getting sentenced on the felony larceny to five years probation. Biden was also in Manhattan Criminal Court in 2014, on charges of resisting arrest, obstruction of justice and harassment stemming from a dustup with her Tribeca roommate. ” She was given another sweetheart deal in that case: a promise that the charges would be dismissed if she stayed out of trouble for six months. Biden didn’t even have to show up in court to get that deal — her then-lawyer James Liguori told another Manhattan judge that she was serving her second rehab stint at Caron Renaissance Ocean Drive, a posh inpatient facility in Delray Beach, Fla.

Using a borrowed credit card, the blonde Caroline Biden set up an unauthorized customer account at Bigelow Pharmacy on Sixth Avenue in Greenwich Village, and racked up the six-figure bill over the course of a year, according to a criminal complaint that does not name the victim card owner.

As part of a plea deal before Manhattan Supreme Court Justice Kevin Mc Grath, Biden, 29, pleaded guilty to one charge of grand larceny and another of petit larceny and agreed to make restitution of 0,810.04.

She was arrested and arraigned on May 5, and Friday was her second court appearance.

Caroline’s father, James Biden Sr., is the financier brother of the vice president.

Chief economist Andy Haldane had warned of the problem as far back as November 2015, saying that consumer debt was 'picking up at a rate of knots' and needed looking at 'fairly carefully'.

The Bank took a very different attitude to debt seven years ago, when then-deputy governor Sir Charlie Bean argued Britons should be 'not saving more, but spending more'.

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The rising debt tide has been partly driven by increased demand for car finance, where a shopper buys a vehicle using a loan provided at the dealership.

The average unsecured debt of its clients increased for the first time in eight years, from £13,900 to £14,251.

Chief executive Mike O'Connor said: 'Too many people are borrowing just to get by, struggling to save, working hard and finding it difficult to make ends meet.'He is calling for the Government to introduce a 'breathing space' scheme in which interest payments and bailiffs' visits are suspended for people who are struggling so they have time to get back on their feet.

Providers seek to hook customers in with a long-term period where no interest is payable on the debts they rack up.

The longest deals currently on the market, from the AA and Halifax, offer up to 30 months of interest-free spending.

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